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This research report is prepared strictly for "INTERNAL REFERENCE ONLY". It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. The information contained herein is to the best of our knowledge believed to be reliable. However, no representation, express or implied, is made with respect to the accuracy or completeness of the information or as to any opinions set forth herein. Opinions expressed in this report are subject to change without notice, and no part of this publication is to be construed as an offer, or solicitation of an offer to buy or sell any securities or financial instruments whether referred to herein or otherwise.

SJ Securities Sdn. Bhd. ("SJ") and/or any of its affiliates and/or any persons related thereto do not accept any liability whatsoever for direct, indirect or consequential losses or damages that may arise from the use of information contained in this report. SJ, its associates, directors, connected parties and/or employees may from time to time have interests and/or underwriting commitments in the securities mentioned in this report. The information herein was obtained from various sources; we do not guarantee its accuracy or completeness. Clients, readers and/or investors are strongly advised to seek the assistance of a professional for advice on investment, tax, the law or other professional matters, before taking any action.